Question 2005 of 287 · Texas Life, Accident and Health Agent Exam

Accidental death and dismemberment (AD&D) coverage pays the principal sum for

Exactly one answer is correct.

Aaccidental death, and a reduced amount for loss of limbs or sight
Bdeath from any cause, and half that amount for any hospital stay, after a review by the home office
Ca covered illness that results in loss of employment for a year
Ddeath from natural causes, but not for any accidental injury

Show solution

Correct answer to question 2005

A: accidental death, and a reduced amount for loss of limbs or sight

Explanation

AD&D pays the full principal sum for accidental death and a portion (the capital sum) for loss of hands, feet or sight. It does not cover death from sickness.

2006A cost-of-living rider on a life insurance policy provides
2007An 'other insureds' rider is used to
2008A long-term care rider on a life policy allows the owner to
2009The entire contract provision of a life policy states that the
2010The free look provision gives the policyowner
2011The grace period in a life policy allows

Accidental death and dismemberment (AD&D) coverage pays the principal sum for

Correct answer to question 2005

Explanation

More questions: Life: Riders, Provisions, Options and Exclusions