Question 2021 of 287 · Texas Life, Accident and Health Agent Exam
The incontestability clause in an individual life policy in Texas generally prevents the insurer from contesting the policy on grounds of misstatement after
Exactly one answer is correct.
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Correct answer to question 2021
- A: two years from the date of issue, as long as the policy has stayed in force
Explanation
After the contestable period, the insurer cannot void the policy for material misrepresentation in the application, except for nonpayment of premium.
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