Question 3001 of 287 · Texas Life, Accident and Health Agent Exam
Who must sign a life insurance application for it to be complete?
Exactly one answer is correct.
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Correct answer to question 3001
- B: The proposed insured and the applicant or owner, if different persons
Explanation
The application is the offer, so the applicant signs it, and the proposed insured also signs to consent to the coverage and medical inquiries. The agent signs as witness but cannot sign for the applicant.
More questions: Life: Application, Underwriting, Delivery and Contract Law
- 3002An applicant asks the agent to correct an answer on the application after it is signed. The proper step is to
- 3003An incomplete application will most likely
- 3004A statement in an application that the applicant believes to be true to the best of knowledge is a
- 3005A material misrepresentation on an application is a statement that
- 3006An agent collects the initial premium with the application and issues a conditional receipt. Coverage under the receipt
- 3007Compared to a conditional receipt, a binding receipt