Question 3021 of 287 · Texas Life, Accident and Health Agent Exam

A life insurance contract is described as a contract of adhesion because

Exactly one answer is correct.

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Correct answer to question 3021

  • D: it is written by the insurer and the applicant must accept or reject it as a whole

Explanation

Any ambiguity in an adhesion contract is interpreted against the insurer, who drafted the contract. The applicant generally has no power to change the terms.

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