Question 6002 of 287 · Texas Life, Accident and Health Agent Exam
The time limit on certain defenses (incontestable) provision in an individual health policy limits the insurer's right to
Exactly one answer is correct.
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Correct answer to question 6002
- A: contest the policy for misstatements after the policy has been in force for a stated period
Explanation
After the stated period (typically two or three years), only fraudulent misstatements can be used to contest coverage. The clause does not stop the insurer from enforcing exclusions that appear in the policy.
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