Question 9003 of 287 · Texas Life, Accident and Health Agent Exam
Before an application for health coverage is signed, the agent should explain
Exactly one answer is correct.
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Correct answer to question 9003
- C: the information that will be requested from sources such as the MIB, and the applicant's rights under FCRA and HIPAA
Explanation
Disclosure of sources of information and privacy rights is required. The authorization allows the insurer to obtain medical records.
More questions: Accident and Health: Field Underwriting Procedures
- 9004A HIPAA authorization signed by an applicant
- 9005If an agent collects the initial premium with the application, the agent should
- 9006An agent who deposits a client's premium in a personal account has committed
- 9007When delivering a policy, the agent should explain
- 9008If the policy issued differs from the one applied for (for example, with a rating or exclusion), the agent should
- 9009Replacing an existing health policy with a new policy without regard to the client's interests is