Question 5007 of 287 · Texas Life, Accident and Health Agent Exam

Basic hospital, medical and surgical policies provide

Exactly one answer is correct.

Aunlimited coverage for all medical expenses with no deductible, at the discretion of the company, depending on the class of risk involved
Bfirst dollar coverage for room and board, surgery and physician charges, subject to limited benefits
Ccoverage only for catastrophic claims above a high deductible
Dcash benefits for loss of income

Show solution

Correct answer to question 5007

B: first dollar coverage for room and board, surgery and physician charges, subject to limited benefits

Explanation

Basic coverage pays specified services with set maximums. It is often sold as a hospital policy supplement to major medical.