Texas Life, Accident and Health Agent Exam, Accident and Health: Types of Policies: all 33 questions

All questions from the Accident and Health: Types of Policies section for Texas Life, Accident and Health Agent Exam, each with the correct answer.

5001An individual disability income policy is designed to
5002A business overhead expense (BOE) policy pays
5003A business disability buyout policy is used to
5004A key employee disability policy is generally owned by
5005Group disability income plans commonly
5006Accidental death and dismemberment coverage differs from life insurance because AD&D
5007Basic hospital, medical and surgical policies provide
5008Major medical insurance is characterized by
5009A health maintenance organization (HMO) generally
5010A preferred provider organization (PPO) allows members to
5011A point of service (POS) plan combines features of
5012A flexible spending account (FSA) is
5013To be eligible to contribute to a health savings account (HSA), an individual must
5014Unlike an FSA, a health savings account (HSA)
5015A health reimbursement arrangement (HRA) is funded by
5016Medicare supplement (Medigap) policies are designed to
5017Which of the following is true of group health insurance compared to individual health insurance?
5018COBRA continuation coverage generally allows an employee who loses coverage because of a termination to
5019The maximum period of COBRA continuation for a spouse after a divorce is
5020Long term care insurance typically provides benefits when the insured
5021Which level of long-term care includes help with daily activities in a person's home or community, but not skilled care?
5022Intermediate care is best described as
5023Dental insurance generally emphasizes
5024A cancer policy that pays only when a particular disease is diagnosed is an example of a
5025A critical illness policy typically pays
5026Worksite (voluntary) insurance is generally
5027A hospital indemnity policy pays
5028Short-term medical insurance
5029An accident-only policy generally
5030Which disability income policy definition is the most liberal for the insured?
5031Coverage that pays a specific dollar amount for an accidental loss of both eyes uses a
5032In an HMO, the person who coordinates a member's care and provides referrals to specialists is the
5033Which of the following describes an exclusive provider organization (EPO)?

Texas Life, Accident and Health Agent Exam, Accident and Health: Types of Policies: all 33 questions

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