Question 5017 of 287 · Texas Life, Accident and Health Agent Exam

Which of the following is true of group health insurance compared to individual health insurance?

Exactly one answer is correct.

AGroup insurance requires each member to pass a physical examination, once the underwriting file is complete, according to the terms printed in the contract
BGroup insurance is issued to the individual and is not renewable
CGroup insurance is underwritten on the group as a whole, and individual members usually cannot be turned down
DGroup insurance is the same as a Medicare supplement

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Correct answer to question 5017

C: Group insurance is underwritten on the group as a whole, and individual members usually cannot be turned down

The group is the policyowner, and a master policy is issued, while each insured receives a certificate. Underwriting concerns the group as a whole.