Question 5001 of 287 · Texas Life, Accident and Health Agent Exam
An individual disability income policy is designed to
Exactly one answer is correct.
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Correct answer to question 5001
- D: replace a portion of earned income lost because of a covered injury or sickness
Explanation
Disability income benefits are tied to earnings, usually 60 to 70 percent. The goal is to avoid creating more income when disabled than when working, which is why issue limits are applied.
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