Question 8002 of 287 · Texas Life, Accident and Health Agent Exam

Residual disability benefits are based on

Exactly one answer is correct.

Athe insured's inability to perform any job, as determined by the insurer's own guidelines
Bthe percentage of income the insured has lost because of the disability
Cthe number of days spent in the hospital
Dthe total loss of use of two limbs

Show solution

Correct answer to question 8002

B: the percentage of income the insured has lost because of the disability

Explanation

It pays proportionately when the insured returns to work at reduced earnings. For example, a 40 percent loss of income pays 40 percent of the full benefit.

8003A recurrent disability provision says that if the insured becomes disabled again from the same cause within a set period,
8004Dependent children's benefits in a health policy commonly end
8005Coordination of benefits (COB) provisions are used to
8006Under the birthday rule, when a child is covered under both parents' plans, the primary plan is the plan of the parent
8007Workers compensation covers
8008Subrogation in health insurance allows the insurer to

Residual disability benefits are based on

Correct answer to question 8002

Explanation

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