Question 8003 of 287 · Texas Life, Accident and Health Agent Exam

A recurrent disability provision says that if the insured becomes disabled again from the same cause within a set period,

Exactly one answer is correct.

Aa new elimination period is required and the benefit period starts over, as determined by the insurer's own guidelines
Bthe policy is automatically terminated
Cthe disability is treated as a continuation of the first, so no new elimination period applies
Dcoverage is limited to 50 percent of the benefit

Show solution

Correct answer to question 8003

C: the disability is treated as a continuation of the first, so no new elimination period applies

Explanation

It is typically six months. This prevents the insured from having to satisfy another waiting period.