Question 9001 of 287 · Texas Life, Accident and Health Agent Exam
Field underwriting by the agent includes
Exactly one answer is correct.
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Correct answer to question 9001
- A: recommending a suitable product, completing the application accurately, and collecting the premium
Explanation
The agent is the first underwriter. Final underwriting decisions are made by the insurer's underwriting department.
More questions: Accident and Health: Field Underwriting Procedures
- 9002An agent should ask the applicant to answer every question on the application
- 9003Before an application for health coverage is signed, the agent should explain
- 9004A HIPAA authorization signed by an applicant
- 9005If an agent collects the initial premium with the application, the agent should
- 9006An agent who deposits a client's premium in a personal account has committed
- 9007When delivering a policy, the agent should explain